The game of baseball, much like life, is filled with many ups and downs; sometimes you hit a home run; sometimes you strike out, a lot. You often make the right decision, and at other times you make critical errors. Luckily, you have your team, like your family, to support you and help you through the moments when your game is just not on. The more you play, the more you learn to take each pitch one-at-a-time, and know that you can never be too prepared for all of the curve balls that will be thrown your way.
The most important thing you can do to prepare for life’s unexpected pitches is to “cover your bases.” I urge you to consider adopting the following preferred plan into your lives and the lives of your clients…
First base= medical insurance
Second base= life insurance
Third base= disability income insurance and long-term care insurance
Home plate= retirement/estate planning, wills and trusts
I experienced first hand the value of covering your bases. Had my bases not been covered, I would still be fighting the financial burdens associated with my wife’s struggle with cancer and subsequent death; I would not have been able to support my family emotionally and financially during this difficult time in our lives; and most importantly, I would have not been able to be by my wife’s side each day, spending as much time as I could just being with her.
The love insurance policies I purchased for my family allowed me to do a lot more than just make sure we were covered. I was able to keep and pay for our home filled with memories; pay off my personal and business bills; and continue to be a supportive parent to my children who needed me. Because I took the necessary precautions, my family and I were able to pick up the pieces and get back in the game of life.
Have you covered your bases?
